API
PAN verification API: instant, reliable identity checks
Verify a PAN against government records in real time — confirm the holder, catch fraud and onboard customers faster. Here is how a PAN verification API works and how to build it well.
In short: A PAN verification API confirms in real time that a PAN is valid and matches the person presenting it — the backbone of fast, fraud-resistant KYC for any financial or regulated product.
What it checks
- 01
PAN validity
Is the number real and active in government records?
- 02
Name match
Does the holder name match what the customer entered?
- 03
Fraud signals
Surface mismatches before they become a problem.
- 04
Audit trail
Every check logged for compliance and disputes.
Built for compliance and scale
PAN is sensitive financial data. We integrate it behind a secure, rate-limited gateway with encryption, access controls and DPDP/IT-Act-aligned handling — the same rigour behind the identity flows we have run for a 1,000+ partner network.
Frequently asked questions
Yes — we build for single real-time checks and high-volume batch verification, depending on your use case.
PAN is sensitive personal data under Indian law. We design retention, masking and access controls so you only keep what you need, securely.
Real-time — typically under a couple of seconds per verification.
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